Motilal Oswal Mutual Fund has lowered the minimum investment amount for both lumpsum and monthly Systematic Investment Plan (SIP) investments in seven of its schemes to ₹100, effective November 16, 2026. This reduction from the earlier minimum of ₹500 aims to make investing more accessible, especially for first-time and small investors.
- The new minimum investment is ₹100 for both lumpsum and SIP.
- The change applies to seven specific schemes of Motilal Oswal Mutual Fund.
- Investors can add to their holdings in multiples of Re 1 after the initial ₹100.
- The investment mandates, portfolios, and expense structures of the schemes remain unchanged.
Which Motilal Oswal Mutual Fund schemes have the reduced minimum investment?
The reduction in minimum investment applies to seven schemes, including the Motilal Oswal Special Opportunities Fund. The exact list of all seven schemes was announced by the fund house through an official notice dated November 12, 2026. This notice was issued as a revision to the Scheme Information Document (SID) and Key Information Memorandum (KIM) for the affected schemes.
How does the new minimum investment affect investors?
Lowering the minimum investment amount from ₹500 to ₹100 significantly lowers the entry barrier for investors. This is especially beneficial for first-time investors and those who prefer to invest small amounts monthly through SIPs. With a ₹100 minimum, investors can also spread their monthly investment amount across more schemes, allowing for better diversification.
What changes have been made to the investment process?
Investors can now start investing with ₹100 and add to their holdings in multiples of Re 1. This applies to both fresh lumpsum purchases and monthly SIP registrations. The fund house has updated the SID and KIM documents to reflect these changes, ensuring transparency and clarity for investors.
Does the reduction in minimum investment impact the schemes' performance or structure?
No. The change only affects the minimum investment amount. The investment mandates, portfolio composition, and expense structures of the seven schemes remain the same. Investors can expect the same fund management approach and performance objectives as before.
When did the new minimum investment rule come into effect?
The new minimum investment amount of ₹100 became effective from Monday, November 16, 2026. Investors can start applying the new minimum from this date onward for both lumpsum and SIP investments in the specified schemes.
How was this change communicated to investors?
Motilal Oswal Mutual Fund informed its unitholders through a notice-cum-addendum dated November 12, 2026. This addendum is part of the official Scheme Information Document and Key Information Memorandum, which are updated regularly to reflect such changes.
Frequently Asked Questions
Q: Can I invest less than ₹100 in these schemes now?
A: No, the minimum investment amount is ₹100. Investments below this amount are not accepted.
Q: Does this change affect existing investments?
A: No, the change only applies to new lumpsum purchases and new SIP registrations from November 16, 2026. Existing investments remain unaffected.
Q: Are there any changes to the fund's portfolio or fees?
A: No, the investment mandates, portfolio, and expense structures remain unchanged despite the lower minimum investment.
Q: Can I invest in multiples of Re 1 after the initial ₹100?
A: Yes, after investing the minimum ₹100, you can add to your investment in multiples of Re 1.
